WHAT CREDIT SCORE DO YOU START WITH?
You build both a credit score and a history when you begin borrowing money. However, what credit score do you start with?
Figuring out your score can help you know the line of credit available to you and strategize on how to improve it.
So, what does your score start at? People wonder whether they start with a credit rating of zero or the lowest possible FICO score of 300. You have no credit rating when you start using credit.
Starting with no credit standing doesn’t mean your score is zero. It means your rating doesn’t exist. You don’t have a score because agencies calculate your rating when a credit card issuer, lender, or relevant entity requests it to ascertain your creditworthiness.
